A loan in lease clothing

This project, undertaken by the now disbanded Micah Law Centre, was initiated in response to an increasing number of consumers presenting to financial counselling services because of problems experienced with instalment purchases of white goods and other household goods that are documented as leases. Problems include financial over-commitment and confusion about the leasing or rent-to-buy contracts they had entered into.

Based on actual case studies this research examines retailer practices and compliance issues and critically reviews the current legal framework pertaining to consumer lease agreements.

Consumer Action is publishing this report on its website to ensure it remains available to the public.

A loan in lease clothing: Problems identified with instalment based rent/purchase contracts for household goods.

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