Submissions
2010
AUGUST
Joint Consumer Submission to the National Legal Profession Reform
Submission to the
Essential Services Commission Regulatory Review - Smart Meters Draft Decision
JULY
Submission to the Essential Services Commission on the ESC Issues Paper - Developing a hardship related guaranteed service level measure
Submission to the Australian Energy Regulator on the AER Approach to Compliance with the National Energy Retail Law, Rules and Regulations
JUNE
Submission to Consumer Affairs Victoria on the Draft Model Domestic Building Contract
MAY
Submission to Essential Services Commission Victoria on Smart Meters Issues Paper
Submission to the Australian Energy Regulator on Retail Pricing Information Guidelines – Issues Paper
Submission to The Treasury on Unfair Terms in Insurance Contracts – Options Paper
APRIL
Submission to the Senate Economics Committee Inquiry into the Trade Practices Amendment (Australian Consumer Law) Bill (No.2) 2010
Submission to the ACCC, ASIC and State and Territory consumer protection agencies on the draft Guide to unfair contract terms
Joint submission to Federal Treasury on the proposed regulatory framework for lenders with pre-existing contracts in force when the national consumer credit laws commence, with Consumer Credit Legal Centre NSW and National Legal Aid
MARCH
Submission to Federal Government’s Financial Services Working Group on the Corporations Amendment Regulations 2009 relating to product disclosure statements for superannuation funds and managed investments schemes
Submission to Federal Department of Resources, Energy and Tourism commenting on the Second Exposure Draft of the National Energy Customer Framework: Law, Rules, Regulations and Contracts
FEBRUARY
Submission to the Australian Energy Regulator on the Victorian Electricity Distribution Businesses' Price Proposals for 2011 - 2015
JANUARY
Submission to Federal Government regarding the 2010-2011 Federal Budget and Attachment
Submission to the Federal Government commenting on the Government’s Action Against Fraudulent Phoenix Activity – Proposals Paper
2009
DECEMBER
Joint Submission to the Victorian Bushfires Royal Commission in response to its 2009 Fire Services Levy and Insurance Discussion Paper and Attachment
Submission to Federal Government’s Unconscionable Conduct Issues Paper
Submission to the Federal Department of Environment, Water, Heritage and the Arts regarding the National Water Initiative Pricing Principles – Consultation Regulation Impact Statement
Submission to the Federal Government’s Super System Review on Phase 2 – Operation and Efficiency
NOVEMBER
Submission to Standing Committee of Officials of Consumer Affairs on its consultation on Australian Consumer Law draft Regulation Impact Statements
Submission to the Senate Legal and Constitutional Committee regarding the Inquiry into the Bankruptcy Legislation Amendment Bill 2009
Submission to the Essential Services Commission Victoria’s review of the wrongful disconnection payment
OCTOBER
ASIC Consultation Paper 115 – Responsible lending
Joint submission to the Victorian Parliament Economic Development and Infrastructure Committee inquiry into State Government taxation and debt with Footscray Community Legal Centre, West Heidelberg Community Legal Service and Brotherhood of St Laurence
SEPTEMBER
ASIC Consultation paper 112 – EDR Schemes
Submission to the Australian Energy Regulator on its Draft Decision - Victorian advanced metering infrastructure review, 2009-2011 AMI budget and charges applications
Submission to Federal Attorney-General's Department on Personal Property Securities Bill 2009
Submission to Commonwealth Consumer Affairs Advisory Council on its issues paper Consumer rights: Statutory implied conditions and warranties and attachment on lemon laws
Joint Submission with the Financial and Consumer Rights Council on the Bankruptcy Legislation Amendment Bill 2009 - Exposure Draft
Submission to the Essential Services Commission’s proposed amendments to the Energy Retail Code
Submission to the Ministerial Council on Energy on Policy Recommendations to the National Customer Energy Framework in relation to Smart Meters (joint consumer submission)
AUGUST
Submission to the National Stakeholder Steering Committee on Smart Meter Policy Issues (joint consumer submission)
JULY
Submission to Senate Economics Committee Inquiry into the Trade Practices Amendment (Australian Consumer Law) Bill 2009
Submission to Senate Legal and Constitutional Affairs Committee Inquiry into Personal Property Securities Bill 2009 [Provisions]
Submission to Senate Economics Committee Inquiry into the National Consumer Credit Protection Bill 2009 and related bills
JUNE
Submission to the Ministerial Council on Energy on the First Exposure Draft of the National Energy Customer Framework: Law, Rules, Regulations and Contracts
Submission to the National Human Rights Consultation by La Trobe University Public Interest Law Practice students on placement at Consumer Action
Submission to VCAT (Victorian Civil and Administrative Tribunal) President’s Review
MAY
Joint submission with CUAC to the Essential Services Commission on the Metropolitan Melbourne Water Price Review 2009 - draft decision.
Submission to the Department of Broadband, Communications and the Digital Economy on the Review of Consumer-related Industry Code Processes – Issues Paper for Public Consultation
Submission to Treasury on the draft unfair contract terms provisions of the Australian Consumer Law
Submission to Treasury on the draft National Consumer Credit Protection Bill 2009
APRIL
Submission to Treasury commenting on the draft Trade Practices (Industry Codes – Unit Pricing) Regulations 2009
Submission to the AER - Interval Meter Reassignment Requirements
Submission to Commonwealth Treasury on the An Australian Consumer Law: Fair markets – Confident consumers consultation and information paper - unfair contract terms regulation
Submission to the Essential Services Commission’s (the Commission) Energy Price and Product Disclosure – Draft Decision - Guideline 19
MARCH
Submission to the Commonwealth Treasury – Australia’s Future Tax System – Retirement Income Consultation Paper
FEBRUARY
Submission to the Australian Government on the Credit Reporting Privacy Law reforms.
Joint submission with CUAC to the Essential Services Commission’s Metropolitan Melbourne Water Price Review 2008-09
Submission to the Victorian Department of Justice – Crime Amendment (Identity Crime) Bill 2008
Submission to the Reserve Bank of Australia on its proposed Access Regime for the ATM system
JANUARY
Submission to the Senate Economics Committee’s Inquiry into the Trade Practices Amendment (Cartel Conduct and Other Measures) Bill 2008
Submission to the Commonwealth Treasury regarding the 2009-10 Budget
2008
DECEMBER
Submission to the Senate Standing Committee on Legal and Constitutional Affairs regarding the exposure draft Personal Property Securities Bill 2008
Submission to the Essential Services Commission on Guideline 19 – Price and Product Disclosure
Submission to Department of Environment, Water, Heritage and the Arts – Draft Pricing Principles
Submission to Consumer Affairs Victoria on its review of the Private Agents Act 1966
NOVEMBER
Submission to the Ministerial Council on Energy’s draft consultancy report – Retailer of Last Resort – Development of a National Framework
Submission to the Australian Energy Market Commission’s Review of Energy Policy in Light of Climate Change
Joint submission with CUAC to the Essential Services Commission’s Review of Energy Regulatory Instruments – Final Decision (Stage 1)
OCTOBER
Submission to the Senate Economics Committee’s Inquiry into the need to develop a clear statutory definition of unconscionable conduct for the purposes of Part IVA of the Trade Practices Act 1974.
Submission on Unit Pricing – Issues Paper
Submission to Ministerial Council of Consumer Affairs’ Consultation Regulatory Impact Statement – Responsible lending practices in relation to consumer credit cards
SEPTEMBER
Joint submission to the Essential Services Comission on its Review of Energy Regulatory Instruments – Draft Decision
Submission to the Federal Government Green Paper on the Carbon Pollution Reduction Scheme
AUGUST
Submission to Consumer Affairs Victoria on the application of unfair contract terms to credit card contracts
Joint submission to Australian Competition and Consumer Commission (ACCC) on the Insurance Council of Australia’s application for authorisation regarding a common definition for ‘inland flood’
Joint submission to the Ministerial Council on Energy regarding the National Energy Customer Framework
Submission to Consumer Affairs Victoria on online property sales
JULY
Joint submission with CHOICE to the Review of the Code of Banking Practice 2007-08
Submission to House of Representatives Economics Committee Inquiry into Competition in the Banking and Non-banking Sectors
Submission to the Insolvency and Trustee Service Australia consultation on the remuneration of registered trustees and Attachment
Submission to the Senate Economics Inquiry into the Unit Pricing (Easy comparison of grocery items) Bill 2008
Submission to the Treasury on the Financial Services and Credit Reform Green Paper
Submission to Consumer Affairs Victoria on the application of unfair contract terms to small amount credit and consumer lease contracts
JUNE
Submission to the Reserve Bank of Australia's Review of Payment Systems
Submission to Australian Energy Market Commission’s Review of Demand Side Participation in the National Electricity Market
Joint submission to the Australian Energy Market Commission on the National Energy Rule change proposal from EUAA relating to WACC parameters
Submission to Victorian Government’s Small Amount Cash Lending Inquiry and draft Literature Review on Payday Lending.
MAY
Submission to Department of Finance and Deregulation on the Strategic Review of Climate Change Programs
Submission to Australian Securities and Investment Commission on its Consultation Paper – Facilitating online disclosure
Submission to the Ministerial Council on Energy on the Regulatory Impact Statement – Cost Benefit Analysis of Options for a National Smart Meter Rollout
APRIL
Joint submission to the Senate Economics Inquiry on its Inquiry into the Australian Securities and Investment Commission (Fair Bank & Credit Card Fees) Amendment Bill 2008
Submission to the Treasury on the Draft Component Pricing Legislation
Submission to the Garnaut Climate Change Review – Emissions Trading Scheme Discussion Paper
Joint submission on the draft National Finance Broking Legislation
Submission to Ministerial Council on Energy on the Cost Benefit Analysis of a National Rollout of Smart Meters (Phase 2)
Submission to Senate Economics Committee on the Inquiry into Mandatory Home Building Warranty Insurance
Submission to Garnaut Climage Change Review – Issues Paper 5 (Transport, Planning and the Built Environment)
Joint submission to the Essential Services Commission on its Review of Regulatory Instruments
MARCH
Additional submission to the Productivity Commission on its Draft Report – Review of Australia’s Consumer Policy Framework
Submission to the Australian Competition and Consumer Commission’s Inquiry into the effectiveness of competition in the grocery sector.
Submission to the Federal Government on the First Home Owner Saver Accounts.
FEBRUARY
Submission to Treasury Discussion Paper, Criminal penalties for serious cartel conduct
Submission to the Essential Services Commission’s Draft Decision – Retailer of Last Resort Customer Charges
JANUARY
Submission to the National Trade Measurement System discussion paper
Submission to the Australian Energy Market Commission’s Review of the Effectiveness of Competition in the Victorian Energy Market – Second Draft Report
Submission to Consumer Affairs Victoria on the application of unfair contract term laws to reverse mortgages.
Joint submission to the Victorian Competition & Efficiency Commission on its Review of the Metropolitan Retail Water Industry – Draft Report
2007
DECEMBER
Submission to Australian Law Reform Commission’s Discussion Paper 72: Review of Australian Privacy Law
Submission to Abacus Australian Mutuals on its Draft Code of Practice
NOVEMBER
Submission to Australian Securities and Investment Commission’s Consultation Paper 94 – Debenture Advertising
Submission to Victorian Parliament Law Reform Committee Inquiry into Alternative Dispute Resolution
Submission to Consumer Affairs Victoria’s Motor Vehicle Lemon Laws consultation
Submission to the Australian Energy Market Commission on the Victorian Energy Market Competition Review - First Draft Report
Submission to the Essential Services Commission's Water Tariff Structure Review
Submission to the Ministerial Council on Energy on the cost-benefit analysis for the rollout of smart meters
OCTOBER
Submission to Payment Industry Consultation Paper – Aspects of Account Switching
Joint submission to the Victorian Competition and Efficiency Commission on its review of the metropolitan water retailers.
Submission to Victorian Law Reform Commission's review of Victoria's civil justice system, with Attachments 1 and 2
Submission to the Australian Securities Investment Commission's consultation paper on unlisted, unrated debentures
SEPTEMBER
Submission to Commonwealth Treasury on its Inquiry into the use of bills of exchange and promissory notes in consumer loans
Submission to the Ministerial Council on Energy on the National Framework for Energy Efficiency – Stage 2
Submission to the Essential Services Commission on its Draft Decision – Amendments to Energy Retail and Electricity Customer Transfer Codes (Retailer of Last Resort)
Submission to Consumer Affairs Victoria on the Fair Trading Regulations
Submission to the Victorian Parliament Law Reform Committee’s Inquiry into Property Investments
AUGUST
Joint submission to the Senate Economics Committee on its Inquiry into the Australian Securities and Investment Commission (Fair Bank & Credit Card Fees) Amendment Bill 2007
Submission to the Senate Economics Committee on the Inquiry into the Provisions of the Trade Practices Amendment (Small Business Protection) Bill 2007
JULY
Submission to the House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into Home Loan Lending Practices and Processes.
Submission to Ministerial Council on Energy on the Retail Policy Working Group's Composite Paper and Attachment 1 (Consumer Group comments on Composite Paper table) and Attachment 2 (Comparison table of Retail Consumer Protections across NEM jurisdictions).
Submission to Victorian Government on the application of unfair contract terms legislation to consumer credit contracts.
Submission to the Australian Energy Market Commission on its Review of the Effectiveness of Competition in Victorian Retail Energy Markets.
Submission to the Victorian Government on the Review of the Essential Services Commission Act 2001.
JUNE
Submission to Productivity Commission's Review of Australia's Consumer policy Framework (June 2007)
MAY
Joint submission from Consumer Action, Consumer Utilities Advocacy Centre and St Vincent de Paul to the Ministerial Council on Energy on the Draft National Electricity Rule (Economic Regulation of Distribution).
Submission to the Victorian Government on the Victorian Energy Efficiency Target (VEET) Scheme.
Submission to the Ministerial Council on Energy, on the Second Exposure Draft of the Australian Energy Market Commission (Consumer Advocacy Panel) Amendment Bill 2007.
Submission to Ministerial Council on Energy's Retail Policy Working Group: National Framework for Distribution and Retail Regulation: Supplementary Working Paper.
APRIL
Submission to the Essential Services Commission on proposed amendments to direct debit provisions of the Energy Retail Code.
Submission to the Australian Energy Market Commission on its draft statement of approach - reviews of the effectiveness of competition in retail energy market.
MARCH
Submission in response to Australian Law Reform Commission Issues Paper 32: Review of Privacy - Credit Reporting Provisions and Attachments 1, 2, 3, and 4.
Discussion paper for the National Consumer Congress 2007: Cutting the Red Tape - effective consumer regulation .
Submission to the Essential Services Commission Draft Decision and Draft Guideline on Energy Retailer's Financial Hardship Policies PDF or press here for MSWORD format
FEBRUARY
Submission on the 2006 Legislative package: National Electricity Law.
Submission to the First Biennial Assessment of the National Water Initiative.
Submission to Ministerial Council on Energy's Retail Policy Working Group: National Framework for Distribution and Retail Regulation: Working Paper 3.
Submission to the Essential Services Commission consultation on 2008 Water Price review: Framework and Approach.
Submission to the Review of the law on Personal Property Securities - Discussion Paper 1: Registration and Search Issues.
Submission to the Essential Services Commission consultation on Energy Retailers' Financial Hardship Policies, Framework Paper.
JANUARY
Submission to the Essential Services Commission consultation on the Early Termination Fee Compliance Review: Code Amendments.
Submission to Ministerial Council on Energy's Retail Policy Working Group: National Framework for Distribution and Retail Regulation: Working Paper 2.
