News - Consumer Action Law Centre

Buying a car? Beware of being sold discretionary risk products

Extended warranty products are often sold with used cars. However, some of these warranty products, known collectively as “discretionary risk products”, give the provider an absolute discretion overpa...

February 2015

Should payday lenders be regulated under NCCP? Banking Day, 24 February 2015, Nathan Lynch Payday loans: beware the lure of quick money The New Daily, 23 February 2015, Alice Uribe Bills take...

Media release: ‘Vendor terms’ home ownership deal a fantasy with no basis in reality

The spotlight will be on ‘vendor terms’ home sales in a new case before the Victorian Civil and Administrative Tribunal (VCAT). ‘Vendor terms’ contracts are an alternative to mainstream bank mortgages...

Submission: Facilitating electronic financial services disclosure

Consumer Action has provided a submission on the Australian Securities and Investments Commission's Consultation Paper 224: Facilitating electronic financial services disclosure. Our responses to the...

Submission: Legal Services Council’s consultation on General Rules

Consumer Action and Financial Rights Legal Centre have made a joint submission to the Legal Services Council's consultation on the proposed General Rules under the Legal Profession Uniform Law. Our s...

Submission: Law Council of Australia’s consultation on Uniform Rules

Consumer Action and Financial Rights Legal Centre have made a joint submission to the Law Council of Australia's current consultation on the proposed Legal Practice Rules (Solicitors) and Legal Profes...

January 2015

Don’t mention the ‘P’ word News.com.au, 31 January 2015, Frank Chung Property spruiker facing legal action over rent-to-own scheme Brisbane Times, 24 January 2014, Chris Vedelago Former top banker i...

December 2015

Read, watch and listen to media featuring Consumer Action from December 2015. Government in "emergency" funding crackdown on vocational colleges https://www.google.com/url?rct=j&sa=t&url=...

Submission: The performance and management of electricity network companies

Consumer Action welcomes the opportunity to provide a submission to the Senate Standing Committee on Environment and Communications about the performance and management of electricity network companie...

December 2014

What the Murray Inquiry will mean for you News.com.au, 9 December 2014, Frank Chung Consumer groups broadly labelling the Financial System Inquiry report a 'win' ABC PM, 8 December 2014, Amy Bainbrid...

Media Release: Financial System Inquiry puts consumer welfare first

Consumer Advocate urges Government to implement recommendations ASAP The David Murray-led Financial System Inquiry represents a “paradigm shift” for Australia’s financial system. The report recogni...

Have you borrowed from Sunshine Loans or Cash Loan Money Centre?

Have you had loans from Sunshine Loans or Cash Loan Money Centre? If so, you may be entitled to compensation after ASIC expressed concern that these companies had business models designed to avoid...

Submission: 2015 Retail Competition Review Approach Consultation Paper

Consumer Action welcomes the opportunity to provide input into the approach to the Australian Energy Market Commission (AEMC) 2015 Retail Competition Review. Effective competition is critical for ener...

Media release: Major parties urged to commit to helping vulnerable seniors before election

Overly complex contract terms and unfair fee structures can make the decision to move into retirement accommodation a gamble. Many Victorians move into purpose-built retirement villages or other retir...

Submission: Competition Policy Review Draft Report

Consumer Action has provided comment on the Draft Report of the Competition Policy Review. Key points We agree that an effective competition policy must be focused on making markets work in the lon...

Submission: Revisions to the Telecommunications Consumer Protections Industry Code

Consumer Action has provided the following thoughts on the proposed revisions to the Communications Alliance Telecommunications Consumer Protections (TCP) Industry Code (DR C628:2014). Duplication bet...

Submission: Energy Green Paper

Consumer Action has provided the following submission to the Department of Industry on the Energy Green Paper. Australia’s energy market is rapidly changing, with the unprecedented fall in energy d...

Scam alert: Scammers falsely using Consumer Action’s name

Scam alert! We’ve had reports of scammers falsely using Consumer Action's name to obtain money and banking details from their victims. Consumer Action is not responsible for these calls. We will never...

November 2014

Bloody shocker: The dodgy things power companies do that drive us crazy News.com.au, 28 November 2014, James Law Consumer lease companies accused of targeting vulnerable people ABC PM, 27 November 20...

Media release: Ensuring ‘fixed’ means ‘fixed’ when it comes to energy contracts

Consumer Action Law Centre and the Consumer Utilities Advocacy Centre welcomed the Coalition's announcement that it will ban energy retailers using the term "fixed" when referring to contracts with va...

Are debt businesses unfairly targeting vulnerable consumers?

Ever seen an ad urging you make a quick phone call in order to get debt free fast, so you can get on with living a stress-free life? Chances are it was an ad for a debt agreement. Regulated by the Ba...

Legal Services Commissioner reprimands Mr James Woods of E C Legal

In what should act as a warning to legal firms involved in debt collection, the Legal Services Commissioner has reprimanded Mr James Woods, principal of E C Legal, for conduct which the Commissioner w...

Consumer Action’s 2013/2014 Annual Report

Consumer Action’s 2013/2014 Annual Report and Financial Report now available and features information about our: Legal practice; policy team; MoneyHelp financial counselling service; Volunteer p...

Energy retailers given green light to increase prices at will

Consumer advocates lament a lost opportunity to repair Australia’s broken energy retail market Energy retailers will continue increasing prices at their leisure after the Australian Energy Market Com...

Submission: Key Recommendations arising from the Review of Enforcement Regimes under the National Energy Laws Final Report

Consumer Action has provided comment on the Discussion Paper on Key Recommendations arising from the Review of Enforcement Regimes under the National Energy Laws Final Report. Consumer Action provided...

Submission: AEMC Rule Change on Distribution Network Pricing Arrangements Draft Determination

Consumer Action, Consumer Utilities Advocacy Centre and Victorian Council of Social Service have provided input into the AEMC's draft determination on distribution network pricing arrangements. Our o...

Consumer Action’s Agata Wierzbowski announced as the 2014/15 Community Legal Centre Fellow

Consumer Action is thrilled that one of our solicitors, Agata Wierzbowski, has been announced as the 2014/15 Community Legal Centre Fellow. Agata will be researching strategic casework. These are cas...

Media release: Victorian energy retailers failing struggling customers – disconnection on the rise

The Energy and Water Ombudsman Victoria (EWOV) Annual Report for 2013/14 suggests energy retailers are failing to offer sufficient assistance to customers struggling with high bills. During the year,...

Media release: Government’s pre election energy statement a welcome addition to the debate

Consumer Action Law Centre has welcomed the State Government’s pre election energy statement, in particular the focus on making Victoria’s energy market easier to navigate, and keeping vulnerable memb...

Media release: Parliament urged to protect Victorian home owner-builders

In its final sitting week, the Victorian Parliament is being urged to pass new domestic building consumer protections into law as a matter of priority. The Building Legislation Amendment Bill 2014 wou...

Bank West to stop charging a fee for cancelling a direct debit payment

Earlier this year consumer advocates got wind that that Bank West was charging a $15 fee for cancelling a direct debit payment. So we looked around and couldn’t find a single other bank or mutual that...

October 2014

Power companies given ‘green light’ to bait and switch, consumer advocates say news.com.au, 24 October 2014, Frank Chung Retailers forced to be upfront about rising electricity prices Canberra Ti...

Submission: Retailer Price Variations in Market Retail Contracts

Consumer Action and Consumer Utilities Advocacy Centre have made a supplementary submission on the Australian Energy Market Commission's Draft Rule Determination: Retailer Price Variations in Market...

Media release: Competition Policy Review Draft Report welcomed, but panellists urged to consider consumer experience and protection

Consumer Action Law Centre has welcomed the Competition Policy Review Draft Report and its emphasis ‘on protecting competition and not competitors.’ But Consumer Action will be asking the review’s pan...

Submission: AEMC Rule Change on Customer Access to Information about their Energy Consumption

As in Consumer Action's previous submission to the consultation paper, we agree with the premise of the rule change that 'in practice it is difficult for customers to access their data from market par...

Submission: The Forrest Review and the Healthy Welfare Card

Consumer Choice We have concerns that forcing welfare recipients to receive and spend their benefits on a certain card will adversely affect their consumer choice. By limiting their ability to pay wit...

Submission: Senate Standing Committees on Economics – Corporations Amendment (Streamlining of Future of Financial Advice) Bill 2014

The Consumer Action welcomes the opportunity to comment on the Corporations Amendment (Streamlining of Future of Financial Advice) Bill 2014 (the Bill). We generally do not support the amendment Bill...

Submission: Financial System Inquiry – Improving Consumer Disclosure

The Financial System Inquiry Interim Report notes that the current disclosure regime for retail financial products and services is not always effective in meeting its objective. It produces complex an...

Media release: Stitched up by two traders in the one deal – Foton Dandenong & All Loans R Us in the spotlight

After a protracted legal battle, car dealer Foton Dandenong has been found to have broken the Australian Consumer Law by selling a defective car. An associated company, All Loans R Us financed the pur...

Submission: National Energy Retail Amendment (Retailer price variations in market retail contracts) Rule 2014 Draft Determination

Consumer Utilities Advocacy Centre (CUAC) and Consumer Action are pleased that the Australian Energy Market Commission – and other bodies, such as the Australian Energy Regulator, Energy Retailers Ass...

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