Policy Report: Water reform in Victoria

This report examines Victoria’s first independent review of water prices, undertaken by the Essential Services Commission in 2004 and 2005. The report concludes that there was a lack of community cons...
March 1, 2007

Policy Report: Vendor Terms

Over recent years, vendor terms mortgages have emerged as a way of marketing overpriced homes to predominately low-income consumers. Such mortgages can be particularly harmful as they often involve po...
February 1, 2007

Policy Report: Debt Agreement-Remedy or Racket?

An examination of the commercialisation of the administration of debt agreements entered into under Part IX of the Bankruptcy Act 1966 (Cth). To read our report, please click here....
November 1, 2005

Research Report: Do the poor pay more?

The Report argues that poor consumers pay more for their banking, credit cards, telephone, internet, gas, electricity, water and other household goods and services. To read the report, please click h...
January 1, 2005

Report: Penalty charged by Australian banks

The Report reveals that Australian banks are charging consumers hundreds of millions of dollars in fees that could be unlawful. To read the report, please click here...
December 1, 2004

Report: Solicitors lending to consumers

Solicitor lending to consumers: a study of interest only loans and asset-based lending practices in Victoria To read the report, please click here....
September 1, 2004

Report: Payday lending in Victoria

The report examines the national and international developments in payday lending and the scale, operation and regulation of the payday lending industry in Australia and, in particular, Victoria. To...
July 6, 2002